Short-term bridge loan · Iowa
Bridge loans for truck stops and travel centers in Iowa
From 9% · up to ~70% of value · 3–24 months · $50K–$1M · 1–3 pts
Truck stops and travel centers along the Midwest interstates are large, land-heavy properties banks take months to underwrite. We value the real estate — acreage, fueling islands, buildings, parking — confirm the exit and fund, so you can close before the opportunity moves on.
Serving Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City, Waterloo and every county in Iowa. Truck stops deals get the same answer everywhere: real equity, a clear exit, a fast close.
Deal check · live
No credit pullLoan-to-value
60%
Your equity
40%
Rates from
9%
Your deal fits what we fund
40% equity · within our size and term range. If the documents line up, we can close fast.
Rates 9%–24% depend on amount, structure, valuation, borrower, timing and due date. Your quote follows review — not a commitment to lend.
What we look at
How we underwrite truck stops.
- Land and improvement value, including truck parking acreage and canopy
- Environmental status of fuel systems and any open items
- Fuel brand / supply and ancillary income (showers, restaurant, scales, repair)
- Exit: SBA, CMBS or conventional refinance, or sale
Typical deals
Where this loan fits.
- Acquiring an interstate travel center from a retiring operator
- Paying off a maturing loan on an owned truck stop
- Cash-out to add truck parking, a restaurant or a brand conversion
- Buying highway-commercial land with an existing fuel structure for redevelopment
Iowa markets
Where we lend in Iowa.
Des Moines and West Des Moines, Ankeny, Cedar Rapids, Iowa City, Davenport and the Quad Cities, Sioux City, Council Bluffs, Waterloo–Cedar Falls, Ames and Dubuque, plus I-80 / I-35 highway commercial.
Where we lend
Truck stops loans by state.
0+
Deals reviewed
~1 in 4
Deals we fund
0 days
Average close (approved)
0%
Repeat borrowers
Illustrative figures · updated before launch
Borrowers on RECO
“Checked the deal on a Tuesday, had a quote Thursday, closed the duplex in nine days. The bank was still asking for tax returns.”
Sample · M. Alvarez · Investor · Kansas City, MO · $340K purchase bridge
Sample testimonials — replace with verified reviews before launch.
Why private capital
RECO vs. the bank
Questions
Straight answers.
Within our published range for the first loan; larger properties can be structured with additional collateral or reviewed individually.