Short-term bridge loan · Kansas
Bridge loans for liquor store real estate in Kansas
From 9% · up to ~70% of value · 3–24 months · $50K–$1M · 1–3 pts
Liquor and package stores are steady, cash-heavy businesses that many banks still avoid. When you own or are buying the building, we lend on it: purchase the real estate, pay off a note, or pull cash out to buy inventory or a second store.
Serving Wichita, Overland Park, Kansas City (KS), Olathe, Topeka, Lawrence and every county in Kansas. Liquor stores deals get the same answer everywhere: real equity, a clear exit, a fast close.
Deal check · live
No credit pullLoan-to-value
60%
Your equity
40%
Rates from
9%
Your deal fits what we fund
40% equity · within our size and term range. If the documents line up, we can close fast.
Rates 9%–24% depend on amount, structure, valuation, borrower, timing and due date. Your quote follows review — not a commitment to lend.
What we look at
How we underwrite liquor stores.
- Value of the building and lot, with the business as supporting evidence
- License status and transferability in your city and state
- Lease or owner-occupancy structure
- Exit: refinance into SBA or conventional debt, or sale
Typical deals
Where this loan fits.
- Buying the building your store leases before the landlord sells to someone else
- Acquiring a store plus its real estate from a retiring owner
- Cash-out to open a second location
- Refinancing a high-rate private note
Kansas markets
Where we lend in Kansas.
Johnson County suburbs (Overland Park, Olathe, Lenexa, Shawnee), Wichita and Sedgwick County, Topeka, Lawrence and Manhattan university rentals, and highway-commercial along I-70, I-35 and US-54.
Where we lend
Liquor stores loans by state.
0+
Deals reviewed
~1 in 4
Deals we fund
0 days
Average close (approved)
0%
Repeat borrowers
Illustrative figures · updated before launch
Borrowers on RECO
“Checked the deal on a Tuesday, had a quote Thursday, closed the duplex in nine days. The bank was still asking for tax returns.”
Sample · M. Alvarez · Investor · Kansas City, MO · $340K purchase bridge
Sample testimonials — replace with verified reviews before launch.
Why private capital
RECO vs. the bank
Questions
Straight answers.
For the business, yes — for the loan, the real estate carries the collateral. We confirm the license is in good standing because it supports your exit.