Short-term bridge loan · Nebraska

Fix & flip and renovation loans with fast draws in Nebraska

From 9% · up to ~70% of value · 3–24 months · $50K–$1M · 1–3 pts

Buy it, fix it, sell it or refinance it — and don't let a slow lender eat your margin. We fund the purchase and the renovation budget, release draws in about 48 hours against completed work, and keep payments interest-only until you exit.

Serving Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont and every county in Nebraska. Fix & flip deals get the same answer everywhere: real equity, a clear exit, a fast close.

Deal check · live

No credit pull
Property value$500,000
Loan amount$300,000
$50,000$1,000,000 max

Loan-to-value

60%

Your equity

40%

Rates from

9%

Your deal fits what we fund

40% equity · within our size and term range. If the documents line up, we can close fast.

Rates 9%–24% depend on amount, structure, valuation, borrower, timing and due date. Your quote follows review — not a commitment to lend.

What we look at

How we underwrite fix & flip.

  • Purchase price, rehab budget and after-repair value (ARV) with comps
  • Your scope of work and contractor plan
  • Experience — first-timers welcome, pricing improves with a track record
  • Exit: sale or refinance into a rental loan

Typical deals

Where this loan fits.

  • A distressed single-family or duplex purchase that needs a two-week close
  • Renovating a rental you already own before refinancing
  • A light-commercial or small multifamily value-add
  • A finished flip that needs a bridge while it sells

Nebraska markets

Where we lend in Nebraska.

Omaha metro (Douglas and Sarpy counties), Lincoln, Grand Island, Kearney, Fremont, Hastings, Norfolk, North Platte and the full I-80 corridor from Omaha to the Colorado line.

Fix & flip loans in Omaha
Fix & flip loans in Lincoln
Fix & flip loans in Bellevue
Fix & flip loans in Grand Island
Fix & flip loans in Kearney
Fix & flip loans in Fremont
Fix & flip loans in Hastings
Fix & flip loans in Norfolk
Fix & flip loans in North Platte
Fix & flip loans in Papillion

0+

Deals reviewed

~1 in 4

Deals we fund

0 days

Average close (approved)

0%

Repeat borrowers

Illustrative figures · updated before launch

No hard credit pull to see terms Bank-grade 256-bit encryption Plaid-verified banking · Business-purpose loans only

Borrowers on RECO

“Checked the deal on a Tuesday, had a quote Thursday, closed the duplex in nine days. The bank was still asking for tax returns.”

Sample · M. Alvarez · Investor · Kansas City, MO · $340K purchase bridge

Sample testimonials — replace with verified reviews before launch.

Why private capital

RECO vs. the bank

 
RECO Capital
Traditional bank
Time to a yes or no
Days — we tell you fast
45–90 days
Credit check to see if you fit
None — deal check first
Hard pull up front
Who you deal with
Private capital · one deal desk
Broker → committee → bank
What we underwrite
The real estate, the equity and the exit
Tax returns, DTI, seasoning
Deal structure
Interest-only, balloon, draws, cross-collateral
Rigid programs
Track progress
Live 7-step portal
Phone calls & email chains

Questions

Straight answers.

About 48 hours after the inspection confirms the completed work — you submit from the portal.