Short-term bridge loan · Nebraska

Bridge loans for multifamily and commercial buildings in Nebraska

From 9% · up to ~70% of value · 3–24 months · $50K–$1M · 1–3 pts

Duplexes to 40-unit buildings, strip retail, small office, flex and warehouse — commercial real estate with equity and a plan. We bridge the gap between the opportunity and the permanent lender: buy before the bank is ready, stabilize occupancy, finish the rehab, then refinance or sell.

Serving Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont and every county in Nebraska. Multifamily & commercial deals get the same answer everywhere: real equity, a clear exit, a fast close.

Deal check · live

No credit pull
Property value$500,000
Loan amount$300,000
$50,000$1,000,000 max

Loan-to-value

60%

Your equity

40%

Rates from

9%

Your deal fits what we fund

40% equity · within our size and term range. If the documents line up, we can close fast.

Rates 9%–24% depend on amount, structure, valuation, borrower, timing and due date. Your quote follows review — not a commitment to lend.

What we look at

How we underwrite multifamily & commercial.

  • Value today and value at stabilization, with the rent roll and comps that support it
  • Occupancy, lease terms and deferred maintenance
  • Your renovation or lease-up budget and timeline
  • Exit: agency / bank refinance at stabilization, or sale

Typical deals

Where this loan fits.

  • Closing on an under-managed apartment building before a bank can underwrite it
  • Bridging a vacant or half-leased retail or office building through lease-up
  • Paying off a balloon or a lender that pulled out at the last minute
  • Cash-out on a stabilized building to buy the next one

Nebraska markets

Where we lend in Nebraska.

Omaha metro (Douglas and Sarpy counties), Lincoln, Grand Island, Kearney, Fremont, Hastings, Norfolk, North Platte and the full I-80 corridor from Omaha to the Colorado line.

Multifamily & commercial loans in Omaha
Multifamily & commercial loans in Lincoln
Multifamily & commercial loans in Bellevue
Multifamily & commercial loans in Grand Island
Multifamily & commercial loans in Kearney
Multifamily & commercial loans in Fremont
Multifamily & commercial loans in Hastings
Multifamily & commercial loans in Norfolk
Multifamily & commercial loans in North Platte
Multifamily & commercial loans in Papillion

0+

Deals reviewed

~1 in 4

Deals we fund

0 days

Average close (approved)

0%

Repeat borrowers

Illustrative figures · updated before launch

No hard credit pull to see terms Bank-grade 256-bit encryption Plaid-verified banking · Business-purpose loans only

Borrowers on RECO

“Checked the deal on a Tuesday, had a quote Thursday, closed the duplex in nine days. The bank was still asking for tax returns.”

Sample · M. Alvarez · Investor · Kansas City, MO · $340K purchase bridge

Sample testimonials — replace with verified reviews before launch.

Why private capital

RECO vs. the bank

 
RECO Capital
Traditional bank
Time to a yes or no
Days — we tell you fast
45–90 days
Credit check to see if you fit
None — deal check first
Hard pull up front
Who you deal with
Private capital · one deal desk
Broker → committee → bank
What we underwrite
The real estate, the equity and the exit
Tax returns, DTI, seasoning
Deal structure
Interest-only, balloon, draws, cross-collateral
Rigid programs
Track progress
Live 7-step portal
Phone calls & email chains

Questions

Straight answers.

Anything where the loan fits our published range — from a small multifamily to mid-size commercial buildings. Larger requests are reviewed case by case.