Short-term bridge loan · Nebraska
Bridge loans for mixed-use property and land with a structure in Nebraska
From 9% · up to ~70% of value · 3–24 months · $50K–$1M · 1–3 pts
Mixed-use is the heart of Midwest main streets — a storefront with apartments upstairs, a shop with a house on the lot, acreage with a standing structure. Banks struggle to classify it; we simply value the real estate, confirm the equity and the exit, and fund.
Serving Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont and every county in Nebraska. Land & mixed-use deals get the same answer everywhere: real equity, a clear exit, a fast close.
Deal check · live
No credit pullLoan-to-value
60%
Your equity
40%
Rates from
9%
Your deal fits what we fund
40% equity · within our size and term range. If the documents line up, we can close fast.
Rates 9%–24% depend on amount, structure, valuation, borrower, timing and due date. Your quote follows review — not a commitment to lend.
What we look at
How we underwrite land & mixed-use.
- The combined value of the improvements and the land, by appraisal or broker opinion
- Zoning and whether the current use is permitted
- Condition of the structure and any environmental flags for former commercial uses
- Exit: sale, refinance or redevelopment take-out
Typical deals
Where this loan fits.
- Buying a main-street building with retail below and apartments above
- Cash-out on a paid-off mixed-use building to fund another project
- Bridging improved land through entitlement or sale
- Refinancing a maturing note on a property banks consider "too unusual"
Nebraska markets
Where we lend in Nebraska.
Omaha metro (Douglas and Sarpy counties), Lincoln, Grand Island, Kearney, Fremont, Hastings, Norfolk, North Platte and the full I-80 corridor from Omaha to the Colorado line.
Where we lend
Land & mixed-use loans by state.
0+
Deals reviewed
~1 in 4
Deals we fund
0 days
Average close (approved)
0%
Repeat borrowers
Illustrative figures · updated before launch
Borrowers on RECO
“Checked the deal on a Tuesday, had a quote Thursday, closed the duplex in nine days. The bank was still asking for tax returns.”
Sample · M. Alvarez · Investor · Kansas City, MO · $340K purchase bridge
Sample testimonials — replace with verified reviews before launch.
Why private capital
RECO vs. the bank
Questions
Straight answers.
Not unentitled raw land with no structure. Land with a standing building or house, or improved commercial lots, can qualify.